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Today, the Office of the Federal Register (OFR) published its final rule on incorporation by reference.  See Incorporation by Reference, 79 Fed. Reg. 66,267 (Nov. 7, 2014).  The Freedom of Information Act allows agencies to incorporate by reference into federal...

The Consumer Financial Protection Bureau (CFPB) recently introduced a new online tool, “eRegulations,” designed to make agency regulations easier to understand.  The pilot project uses CFPB's Electronic Fund Transfers rule (Regulation E), 12 C.F.R. Part 1005, as an example.  According to the...